Page 304 - Atouts-Cameroun-2017
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304At June 30, 2015, overnight deposits represent 80% of the total, time deposits 12.6% and spe- cial deposits regime 7.1%. The share of time deposits remains on a downward trend in favour of overnight deposits and special deposits. The special deposit accounts consist mainly of cash vouchers.Those of overnight deposits include the current accounts credit (36%), saving accounts (23%) and checking accounts credit (10%).OUTSTANDING CREDITSAt end-December 2014, outstanding credits grew by 11.5% to come to 2,581.5, after the 2,315.3 billion at end-December 2013. The development is attributable to private companies whose growth is 9.5% in central public administration, with an outstan- ding credit multiplied by 4, individual undertakings (45.4%) and individuals (11.5%). Short-term loans account for 37.1% of outstandings, against 34.6% for medium-term loans and 1.2% for long-term loans.Customers deposits according to the nature (in billion)LES ATOUTS ECONOMIQUES DU CAMEROUNWORDINGSpecial regime depositsIncluding the bondsDEC.-13A201.2198.2JUNE14b213.2211.0DEC.-14 JUNE-15 VARIATIONS WEIGHT IN JUNE-15C220.5218.2d c/a d/b (%)237.2 9.6 11.3 7.1234.6 10.1 11.2 7.1Termdeposits 476.9 472.6 455.0 418.2 -4.6 -11.5 12.6Sightdeposits 2,377.5 2,443.8 2,653.6 2,666.3 11.6 9.1 80.3TOTAL 3,055.6 3,129.6At June 2015, outstanding credit is 2,731.1 bil- lion, a 13.1% on end-June 2014. The develop- ment was driven by loans to private enterprises, individuals and central public administration. According to the type of customer, 607% of loans are granted private companies, 16.1% indivi- duals and 7.4% public enterprises.3,329.1 3,321.7 9.0 6.1 100.0Source : BEACIn terms of prudential standards, eleven banks meet the liquidity ratio, one of which having excessive liquidity; nine banks comply with cove- rage ratios of risk and capital.Four banks reflect flimsiness at the level of net equity and the coverage of risks and capital.Outstanding loans recorded an 11.5% increase in 2015


































































































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