Page 309 - Atouts Economiques Cameroun-2019-GB
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                CUSTOMERS DEPOSITS
At the end of December 2016 and on December 31, 2015, deposits increased by 3.9% and amounted to 3,661.1 billion. This development is mainly due to the individuals and public orga- nizations’ deposits.
At the end of June 2017, deposits amounted to 3,789.4 billion, up 3.6% year-on-year. The increase in deposits by private enterprises (+ 5.5%), the central public administration (+ 5.2%) and the
private sector (+ 15.1%) was moderated by the drop in deposits of public enterprises (-11.9%) and insurance and equity companies (-10.6%).
By type of customers, individuals hold the largest share of deposits (39.9%); they are followed by private firms (23.4%), the central public adminis- tration (7.6%), public enterprises (7.5%) and public bodies (6%).
Compared to December 31, 2015, term depo- sits increased by 12.7% to stand at 500.6 billion
WORDINGS
Central public administration
Local public administration
Public bodies
Private administrations
Public companies
Private companies
Insurance and equity companies
Individual companies
Private individuals
DEC. 2015
(a)
287,6
26,8
171,1
130,4
287,7
801,2
131,0
100,7
1 408,2
JUN 2016
(b)
275,0
28,3
207,7
128,4
320,9
840,6
132,3
95,4
DEC. 2016
(c)
266,4
22,6
223,7
141,1
280,8
834,0
124,5
106,2
1 473,3
192,0
3 661,1
JUN 2017
(d)
289,3
19,2
228,1
147,8
282,7
887,1
118,3
100,4
1 510,4
206,1
3 789,4
VARIATIONS (%)
WEIGHT (%)
Deposits by type of customers (in billions)
                    1
3 656,9
(c)/(a)
-7,4
-15,7
30,7
8,2
-2,4
4,1
-5,0
5,5
4,6
6,6
3,9
(d)/(b) JUN 2015
5,2 7,6
-32,2 0,5
9,8 6,0
15,1 3,9
-11,9 7,5
5,5 23,4
-10,6 3,1
5,2 2,6
2,9 39,9
28,3 5,4
3,6 100
Source : BEAC, MINFI/DAE
467,6
 Others 180,1
TOTAL 3 524,8
160,7
 at the end of December 2016. Special deposits rose by 10.1% to 251, 6 billion.
As at June 30, 2017 and year-over-year, all types of deposits are progressing. The growth in time deposits is the strongest (+ 14.8%). Demand deposits account for 77.5% of the total, time deposits 14.8% and special deposits 7.7%.
OUTSTANDING CREDITS
As of December 31, 2016, outstanding credits
amounted to 3,161.1 billion, up 5.7% compa- red to the same period in 2015. This trend is essentially due to the credits granted private com- panies, which increased by 9%. On the contrary, credits to the central public administration and the public bodies decreased respectively by 40.8% and 38.1%.
At the end of June 2017, outstanding credits totalled 3,221.1 billion, up 10.8% compared to 30 June 2016. The trend is mainly driven by loans granted private companies (+ 8%)
 WORDINGS
Special deposits
Including cash vouchers
Time deposits
Demand deposits
TOTAL
DEC.-15
(a)
251,6
249,2
444,1
2 859,1
3 524,8
DEC.-16
(c)
276,9
274,3
500,6
2 883,6
3 661,1
JUN-17
(d)
292,4
288,6
560,8
2 936,2
3 789,4
VARIATIONS EN %
(c)/(a) (d)/(b)
WEIGHT JUN-17
(%)
7,7
7,6
14,8
77,5
100
Customers’ (in
JUN-16
(b)
280,0
276,5
488,3
2 886,6
3 654,9
deposits by type billions)
         10,1
10,1
12,7
1,9
3,9
4,4
4,4
14,8
1,7
3,7
    Source : BEAC, MINFI/DAE
LES ATOUTS ECONOMIQUES DU CAMEROUN
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